Modified Vehicle Insurance - F-Body Road Racing and Autocross Forums

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CJ-TA View Member Profile	Jul 13 2007, 05:11 PM Post #2
Advanced Member Group: Advanced Members Posts: 384 Joined: 2-October 05 From: San Antonio, Tx Member No.: 905	I have "STP" coverage from Heacockclassics.com storage, transit & paddock coverage. No street time. $15k coverage is $251/yr I'm required to not have the car tagged. I just wanted something that would cover theft... I had Hagerty for about 2 years before that... they dropped me because I was under 30. (wtf?) My rates were similar to yours, but, I had an agreed value of $25k. I had to sign a waiver stating that I wouldn't race the car, and that I knew that I wasn't covered at any race events.. racing or not. They asked for a LOT of pictures. I think I ended up sending about 30. Thats when I was driving the car to and from my track events. This post has been edited by CJ-TA: Jul 13 2007, 05:17 PM

StanIROCZ View Member Profile	Jul 13 2007, 06:51 PM Post #3
Veteran Member Group: Advanced Members Posts: 3,323 Joined: 30-March 06 From: Detroit Suburbs Member No.: 1,144	QUOTE (CJ-TA @ Jul 13 2007, 01:11 PM) I have "STP" coverage from Heacockclassics.com minimum age is 30. I'm 27 (IMG:http://www.frrax.com/rrforum/style_emoticons/default/sad.gif)

CJ-TA View Member Profile	Jul 14 2007, 04:28 AM Post #4
Advanced Member Group: Advanced Members Posts: 384 Joined: 2-October 05 From: San Antonio, Tx Member No.: 905	QUOTE (StanIROCZ @ Jul 13 2007, 01:51 PM) QUOTE (CJ-TA @ Jul 13 2007, 01:11 PM) I have "STP" coverage from Heacockclassics.com minimum age is 30. I'm 27 (IMG:http://www.frrax.com/rrforum/style_emoticons/default/sad.gif) Uhum.. I better not let them know I'm 29! Hagerty was 30... Heacock never asked for my age!

StanIROCZ View Member Profile	Jul 21 2007, 06:03 PM Post #5
Veteran Member Group: Advanced Members Posts: 3,323 Joined: 30-March 06 From: Detroit Suburbs Member No.: 1,144	QUOTE (CJ-TA @ Jul 14 2007, 12:28 AM) QUOTE (StanIROCZ @ Jul 13 2007, 01:51 PM) QUOTE (CJ-TA @ Jul 13 2007, 01:11 PM) I have "STP" coverage from Heacockclassics.com minimum age is 30. I'm 27 (IMG:http://www.frrax.com/rrforum/style_emoticons/default/sad.gif) Uhum.. I better not let them know I'm 29! Hagerty was 30... Heacock never asked for my age! Maybe I should call them??? I filled out an online Ap that said it no one under 30 (IMG:http://www.frrax.com/rrforum/style_emoticons/default/gr_confused.gif) Grundy denied me since I drive to work 2x/ mo. I need pics of my interior so that Hagerty can finally deny me... hopefully not... Getting my new driveshaft Monday so I'll be able to (IMG:http://www.frrax.com/rrforum/style_emoticons/default/gr_driving3.gif) if I get insurance.

StanIROCZ View Member Profile	Jul 23 2007, 01:56 PM Post #6
Veteran Member Group: Advanced Members Posts: 3,323 Joined: 30-March 06 From: Detroit Suburbs Member No.: 1,144	QUOTE (StanIROCZ @ Jul 21 2007, 02:03 PM) I need pics of my interior so that Hagerty can finally deny me... hopefully not... Rejected since I drive to work 2x/ mo. I called Hagerty and said, ok, I won’t drive to work will you accept me now? Nope. Wait 6 months to a year and try again. Please? No. I’m trying Grundy again. This time I know the right answers. FYI the correct answer to the “do you drive the vehicle to work” question is NO. NEVER! NOT EVEN ONCE! If not I go back to Progressive and hope nothing happens, which in my mind kinda defeats the purpose of having insurance.

DRD T-bone View Member Profile	Jul 25 2007, 08:24 PM Post #7
Cheesehead! Group: Advanced Members Posts: 207 Joined: 12-September 06 From: Mesa, AZ Member No.: 1,355	QUOTE (StanIROCZ @ Jul 23 2007, 06:56 AM) QUOTE (StanIROCZ @ Jul 21 2007, 02:03 PM) I need pics of my interior so that Hagerty can finally deny me... hopefully not... Rejected since I drive to work 2x/ mo. I called Hagerty and said, ok, I won’t drive to work will you accept me now? Nope. Wait 6 months to a year and try again. Please? No. I’m trying Grundy again. This time I know the right answers. FYI the correct answer to the “do you drive the vehicle to work” question is NO. NEVER! NOT EVEN ONCE! If not I go back to Progressive and hope nothing happens, which in my mind kinda defeats the purpose of having insurance. Wow, 2x per month to work and they rejected you? That's insane! Thanks for the tip, I think I might go through Grundy here soon. One of the guys from the local F-body club is getting his 87' GN insured with them for like $250/year, not bad! Tony

Posts in this topic

StanIROCZ Modified Vehicle Insurance Jul 13 2007, 02:21 PM

trackbird Good luck. I'm interested in the same thing my... Jul 13 2007, 03:20 PM

CJ-TA I have "STP" coverage from Heacockclassi... Jul 13 2007, 05:11 PM

StanIROCZ QUOTE (CJ-TA @ Jul 13 2007, 01:11 PM... Jul 13 2007, 06:51 PM

CJ-TA QUOTE (StanIROCZ @ Jul 13 2007, 01:51 PM)... Jul 14 2007, 04:28 AM

StanIROCZ QUOTE (CJ-TA @ Jul 14 2007, 12:28 AM... Jul 21 2007, 06:03 PM

StanIROCZ QUOTE (StanIROCZ @ Jul 21 2007, 02:03 PM)... Jul 23 2007, 01:56 PM

DRD T-bone QUOTE (StanIROCZ @ Jul 23 2007, 06:56 AM)... Jul 25 2007, 08:24 PM

BumpaD_Z28 try grundy also.... I run Hagerty on one car and ... Jul 14 2007, 02:29 AM

StanIROCZ QUOTE (BumpaD_Z28 @ Jul 13 2007, 10:29 PM... Jul 14 2007, 02:59 AM

BumpaD_Z28 SORRY !!! I should have given you some... Jul 23 2007, 02:32 PM

StanIROCZ QUOTE (BumpaD_Z28 @ Jul 23 2007, 10:32 AM... Jul 23 2007, 03:03 PM

mitchntx The company I have my home owner's and car ins... Jul 24 2007, 11:44 AM

StanIROCZ I called my agent and it looks like he found someo... Jul 25 2007, 09:11 PM

UKCamaroSS QUOTE (StanIROCZ @ Jul 13 2007, 08:21 AM)... Jul 26 2007, 08:56 AM

StanIROCZ QUOTE (UKCamaroSS @ Jul 26 2007, 04:56 AM... Jul 26 2007, 01:10 PM

wannafbody insurance companies are beyond stupid- they won... Aug 5 2007, 03:37 AM

CMC #37 Heacock sent me a quote for physical damage only f... Aug 8 2007, 05:09 PM

Car Enthusiast american family has been great for me (though i th... Aug 10 2007, 02:36 AM

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StanIROCZ View Member Profile	Jul 13 2007, 02:21 PM Post #1
Veteran Member Group: Advanced Members Posts: 3,323 Joined: 30-March 06 From: Detroit Suburbs Member No.: 1,144	I glanced through my progressive policy and it goes through the lists of modifications that would make your coverage null and void. My vehicle breaks most every rule. So I am looking for companies that will cover me. My agent couldn't help me out initially. Then I found Hagerty. I haven't been "approved" yet, which makes me kind of nervious since they were asking me if I drive the car to work and if the car is parked in a private garage while at work etc. No my car doesn't sit in a private inclosed garage while at work are you kidding me? They gave me what I felt was a very good quote, $509 / year for 15k vehicle coverage with 250k Single Limit (Bodily Injury & Property Damage). $426 with lesser coverage. But like I said, I haven't been approved yet. And they want pictures of the interior, which is torn apart at the moment. Any other companies that offer coverage for modified vehicles? Google directs me to some companies in the UK and Au which seems sketchy.