F-ing insurance adjusters!!!!!!!! - F-Body Road Racing and Autocross Forums

once again the wind has removed select sections of my roof.

about 1.5 years ago i had a large section on one side of my roof blow off due to high winds (less than 50 MPH). i called the insurance company to send an adjuster to come out and look at it. they did and told me they would only replace the one side (1 of 4 sides) of the roof, as there was no issues w/ the rest of it. i told him that was BS, if one side blew off so easy, the rest was sure to follow. they would only pay for the one side. to replace the one side was just a couple hundred more than my deductible. so i told them to forget it. i had a roofer come out and replace the missing shingles for around $600. about 6 months after that it happened again on one of the sides the adjuster told me had no issues. once again it was less than 50 MPH winds. i was very pissed, but i didn't bother w/ calling anyone, i fixed it myself. now today it happened again on the same side as the 2nd time but in a completely unrelated area w/ about the same wind speed - less than 50 mph. i went ahead and fixed it today again.

the roof was new (new house) in Oct 99, so its less than 10 years old.
i blame this on a very poor installation. one major issue (i think its an issue) is they didn't peal the clear film off the back of the shingle covering the tar strip on any of the shingles. isn't this supposed to be pealed off to allow them to "glue" themselves together? the shingles are just ripping thru the roofing nails. do i have a leg to stand on here? in my eyes they should have replaced the whole thing the first time. I've called them and they are sending an adjuster out w/in 3 days. i had to fix it today due to the threat of rain on Thursday.
thoughts? feedback? questions?

GlennCMC70 View Member Profile	Jan 30 2008, 12:55 AM Post #1
Veteran Member Group: Member Posts: 2,688 Joined: 23-December 03 From: Ft Worth, TX Member No.: 8	once again the wind has removed select sections of my roof. about 1.5 years ago i had a large section on one side of my roof blow off due to high winds (less than 50 MPH). i called the insurance company to send an adjuster to come out and look at it. they did and told me they would only replace the one side (1 of 4 sides) of the roof, as there was no issues w/ the rest of it. i told him that was BS, if one side blew off so easy, the rest was sure to follow. they would only pay for the one side. to replace the one side was just a couple hundred more than my deductible. so i told them to forget it. i had a roofer come out and replace the missing shingles for around $600. about 6 months after that it happened again on one of the sides the adjuster told me had no issues. once again it was less than 50 MPH winds. i was very pissed, but i didn't bother w/ calling anyone, i fixed it myself. now today it happened again on the same side as the 2nd time but in a completely unrelated area w/ about the same wind speed - less than 50 mph. i went ahead and fixed it today again. the roof was new (new house) in Oct 99, so its less than 10 years old. i blame this on a very poor installation. one major issue (i think its an issue) is they didn't peal the clear film off the back of the shingle covering the tar strip on any of the shingles. isn't this supposed to be pealed off to allow them to "glue" themselves together? the shingles are just ripping thru the roofing nails. do i have a leg to stand on here? in my eyes they should have replaced the whole thing the first time. I've called them and they are sending an adjuster out w/in 3 days. i had to fix it today due to the threat of rain on Thursday. thoughts? feedback? questions?

dirtybird222 View Member Profile	Feb 5 2008, 02:22 PM Post #2
newbie Group: Members Posts: 26 Joined: 4-December 05 Member No.: 1,002	sorry to hear that dude. When I first starting reading I thought you were talking about your car and why in the hell you had shingles on the roof of your car lol. That is nuts how that is happening. It has to due with crappy install. My parents house went through all those hurricanes in 04 and 05 here in Florida and not one roof shingle flew off, just the screen enclosure for the pool. Like the others have said get the insurance company on your side to fight against whoever did the roofing and it'll be much easier. Believe me I know how you feel, I've had to deal with my fair share of insurance adjusters this past year with one trans am getting hit by a semi going 70mph and the other getting the underside torn to pieces by 15lb boulders sitting the middle of a toll paid highway. Both times the adjusters wanted to give me way less than what the car or repair was worth.