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Rob Hood
post Jul 15 2008, 03:06 AM
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http://www.autoextremist.com/current/2008/7/8/rants-453.html

Was listening to some newsradio today - many analysts are painting a bleak picture. Heard that Hummer and Saab were going to be let go, maybe more. I've already seen where Chevy is not sponsoring several NASCAR races next year.

Rick Wagoner is supposed to deliver an announcement tomorrow morning at 0830 EST. Should be worth listening to.

This post has been edited by Rob Hood: Jul 15 2008, 05:59 AM
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00 Trans Ram
post Jul 15 2008, 07:38 PM
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Mark - you've hit the nail on the head in a few posts. First, the healthcare industry IS resistant to change. From top-to-bottom, any change is viewed with skepticism. Look at our health care records - most are still on a paper system, with little or no computer backups.

Also, the current system is geared towards caring for people having catastrophic events, rather than preventing them in the first place. However, I'm not so sure that the system is to blame here. As a community-based health system, it is in our charter that we must provide healthcare to the citizens of our county (actually, they're parishes down here). Therefore, we must take Medicaid and Medicare when a patient comes to see us at a clinic for a checkup. The problem is that, as a percentage, those with health insurance make up the vast majority of those that receieve preventative care. This is despite the fact that they make up a smaller percentage of the population.

The conclusion is that those who pay for health coverage are more apt to take advantage of preventative medicine and are more involved. Conversely, those to whom coverage is given do not appreciate it, don't worry about the costs of it, and therefore don't use it wisely.

The answer is not universal healthcare - the answer is mandatory healthcare insurance!

We know that the minority of people with health insurance pay such high premiums because they are paying some of the costs of the majority of people with Medicare, Medicaid, or nothing. But, if everyone were forced to have health insurance, then the prices for that insurance would go down. Basically, instead of you paying for your share plus some, you'd just pay for your share.

At that point, private business people, those that fall in the gaps - everyone - would be able to afford it. As for thsoe who absolutely would not be able to afford it (unemployed, disabled, etc.), the premiums would be paid by the government, which is where their monthly checks come from anyway. But, this pool of people would be vastly reduced than it is today.

Here's another scenario about univeral government healthcare. We all know that preventative care is cheaper than reactive care. So, now that the government is controlling your healthcare, they can tell you when and where to go for a checkup. Not only that, but once the doctor prescribes a drug or course of action, they can require you to do that. And, if you don't, they may inforce criminal penalties.

I'm not being melodramatic, either. Look at Japan. Every year all men and women must participate in a physical exam. If the men's waists measure more than 36 inches, they must follow a diet and exercise program. During a follow-up visit later that year, they get re-measured. If they fail again, they are fined!

I don't think that kind of system is what America is all about. If people want to eat fast-food, not exercise and die young, that's their American right. I'm not saying I won't try to encourage them not to do so. But, I don't think that forcing people, by law, to adhere to a 2000 calorie-per-day diet is what America stands for.

BTW - for Julie, Mark and whoever else. If you have to go to the hospital for some reason, and you don't have insurance, these things can help you out. First of all, review the bill meticulously - there are often errors. Secondly, talk with the billing dept about getting the rates discounted. You'll read stories about how insurance companies don't pay the same rates for services that individuals are charged. Well, that's true - they buy in bulk, so they get discounts. But, you can ask for some discounts too. All they can say is no. Thirdly, ask what kind of "forgiveness" program they have. Hosptials often provide free care as part of their tax-exempt or charity status. Ask them if you qualify for any of that. Finally, they will set you up on some payment system to pay the bill over time.

The simple fact that you are willing to work with them to pay tells them that they may expect some money from you. And, they'd rather have some than none - which is what they usually get.
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roadracetransam
post Jul 15 2008, 09:09 PM
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QUOTE (00 Trans Ram @ Jul 15 2008, 12:38 PM) *
Mark - you've hit the nail on the head in a few posts. First, the healthcare industry IS resistant to change. From top-to-bottom, any change is viewed with skepticism. Look at our health care records - most are still on a paper system, with little or no computer backups.


I am working on this one! It's my day job.

QUOTE (00 Trans Ram @ Jul 15 2008, 12:38 PM) *
The answer is not universal healthcare - the answer is mandatory healthcare insurance!

Here's another scenario about univeral government healthcare. We all know that preventative care is cheaper than reactive care. So, now that the government is controlling your healthcare, they can tell you when and where to go for a checkup. Not only that, but once the doctor prescribes a drug or course of action, they can require you to do that. And, if you don't, they may inforce criminal penalties.

I'm not being melodramatic, either. Look at Japan. Every year all men and women must participate in a physical exam. If the men's waists measure more than 36 inches, they must follow a diet and exercise program. During a follow-up visit later that year, they get re-measured. If they fail again, they are fined!


Hold on now!!! You can't be serious! The government making sure you are taking your medicine! This does not describe a free state. That is stepping way over the line and infriging on my presonal liberty, freedom.
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Posts in this topic
Rob Hood   the future of GM...   Jul 15 2008, 03:06 AM
poSSum   Tough times for sure.   Jul 15 2008, 09:31 AM
sgarnett   I hate to say this, but it seems like a terrible t...   Jul 15 2008, 11:56 AM
trackbird   http://money.cnn.com/2008/07/15/news/compa...dex.h...   Jul 15 2008, 02:32 PM
Rob Hood   I think what surprises me is that the price of oil...   Jul 15 2008, 02:39 PM
trackbird   QUOTE (Rob Hood @ Jul 15 2008, 10:39 AM) ...   Jul 15 2008, 03:03 PM
trackbird   QUOTE (trackbird @ Jul 15 2008, 11:03 AM)...   Jul 15 2008, 05:11 PM
Rob Hood   So drilling our way out of this really isn't g...   Jul 15 2008, 03:23 PM
marka   Howdy, Not to mention, "drilling our way out...   Jul 15 2008, 03:48 PM
sgarnett   If you think about it though, gas(oline) prices ha...   Jul 15 2008, 03:53 PM
CamaroFS34   I don't buy the "gas costs" argument...   Jul 15 2008, 03:55 PM
trackbird   QUOTE (marka @ Jul 15 2008, 11:48 AM) Thi...   Jul 15 2008, 04:04 PM
marka   Howdy, QUOTE (trackbird @ Jul 15 2008, 12...   Jul 15 2008, 04:11 PM
00 Trans Ram   QUOTE (marka @ Jul 15 2008, 11:11 AM) Can...   Jul 15 2008, 04:54 PM
roadracetransam   QUOTE (00 Trans Ram @ Jul 15 2008, 09:54 ...   Jul 15 2008, 05:27 PM
CMC #37   QUOTE Couldn't agree more! I used to live ...   Jul 15 2008, 05:44 PM
marka   Howdy, QUOTE (00 Trans Ram @ Jul 15 2008, 12...   Jul 15 2008, 06:48 PM
00 Trans Ram   One problem (certainly not the only, and maybe not...   Jul 15 2008, 04:22 PM
Rob Hood   Universal health care will bankrupt the country fa...   Jul 15 2008, 05:11 PM
Rob Hood   Oil price fell about 9 bucks last week too, then s...   Jul 15 2008, 05:16 PM
CMC #37   Eugenio, what can you tell us about Canadian healt...   Jul 15 2008, 05:20 PM
marka   Howdy, QUOTE (CMC #37 @ Jul 15 2008, 01...   Jul 15 2008, 06:56 PM
poSSum   QUOTE (CMC #37 @ Jul 15 2008, 12:20 PM) E...   Jul 15 2008, 09:41 PM
00 Trans Ram   QUOTE (poSSum @ Jul 15 2008, 04:41 PM) QU...   Jul 15 2008, 10:00 PM
poSSum   QUOTE (00 Trans Ram @ Jul 15 2008, 05:00 ...   Jul 16 2008, 03:37 AM
Eugenio_SS   QUOTE (CMC #37 @ Jul 15 2008, 01:20 PM) E...   Jul 15 2008, 10:34 PM
trackbird   QUOTE (Eugenio_SS @ Jul 15 2008, 06:34 PM...   Jul 16 2008, 05:18 AM
Eugenio_SS   QUOTE (trackbird @ Jul 16 2008, 01:18 AM)...   Jul 16 2008, 07:32 PM
sgarnett   QUOTE (Eugenio_SS @ Jul 15 2008, 06:34 PM...   Jul 16 2008, 02:21 PM
firehawkclone   QUOTE (marka @ Jul 15 2008, 08:48 AM) How...   Jul 15 2008, 05:41 PM
trackbird   QUOTE (Rob Hood @ Jul 15 2008, 01:16 PM) ...   Jul 15 2008, 05:56 PM
marka   Howdy, QUOTE (trackbird @ Jul 15 2008, 01...   Jul 15 2008, 07:02 PM
CMC #37   QUOTE (marka @ Jul 15 2008, 02:02 PM) How...   Jul 15 2008, 07:07 PM
Rob Hood   I think Julie (and others here who are self-employ...   Jul 15 2008, 06:36 PM
CMC #37   QUOTE "Too expensive" is a cop out. Figu...   Jul 15 2008, 06:57 PM
marka   Howdy, To be fair... My level of knowledge about ...   Jul 15 2008, 07:19 PM
00 Trans Ram   Mark - you've hit the nail on the head in a fe...   Jul 15 2008, 07:38 PM
marka   Howdy, QUOTE (00 Trans Ram @ Jul 15 2008, 03...   Jul 15 2008, 07:54 PM
roadracetransam   QUOTE (00 Trans Ram @ Jul 15 2008, 12:38 ...   Jul 15 2008, 09:09 PM
00 Trans Ram   Right now, the problem is that there is not enough...   Jul 15 2008, 07:52 PM
Sam Strano   Big business runs the country, it has for a long t...   Jul 15 2008, 08:02 PM
00 Trans Ram   Sorry - I may have muddied the waters. There's...   Jul 15 2008, 09:58 PM
marka   Howdy, QUOTE (00 Trans Ram @ Jul 15 2008, 05...   Jul 15 2008, 10:18 PM
T.O.Dillinder   Hold on now!!! You can't be seriou...   Jul 15 2008, 10:00 PM
Rob Hood   "Universal healthcare" (as proposed by H...   Jul 15 2008, 11:22 PM
roadracetransam   what was this topic about again?   Jul 15 2008, 11:29 PM
marka   Howdy, QUOTE (roadracetransam @ Jul 15 2008,...   Jul 16 2008, 12:05 AM
cccbock   QUOTE (roadracetransam @ Jul 15 2008, 07...   Jul 16 2008, 01:08 AM
slowTA   Can't afford a new GM... screw that I'm lo...   Jul 16 2008, 12:47 AM
nape   QUOTE (slowTA @ Jul 15 2008, 07:47 PM) Ca...   Jul 16 2008, 04:10 AM
Rob Hood   QUOTE (nape @ Jul 15 2008, 09:10 PM) QUOT...   Jul 16 2008, 04:26 AM
nape   QUOTE (Rob Hood @ Jul 15 2008, 11:26 PM) ...   Jul 16 2008, 05:06 AM
Rob Hood   QUOTE (nape @ Jul 15 2008, 10:06 PM) QUOT...   Jul 16 2008, 06:20 AM
Rob Hood   Actually it was about how a leviathan like GM has ...   Jul 16 2008, 01:06 AM
Eugenio_SS   wow... the most political thread ever in this foru...   Jul 16 2008, 04:38 AM
pknowles   I honestly think GM is doing OK and people buy mor...   Jul 16 2008, 01:36 PM
trackbird   Seems that this is a second report to back up the ...   Jul 16 2008, 04:05 PM
00 Trans Ram   See - this is how a political discussion SHOULD ha...   Jul 16 2008, 04:31 PM
mitchntx   QUOTE (00 Trans Ram @ Jul 16 2008, 11:31 ...   Jul 17 2008, 02:01 AM
Eugenio_SS   QUOTE (mitchntx @ Jul 16 2008, 10:01 PM) ...   Jul 17 2008, 04:44 AM
trackbird   QUOTE (Eugenio_SS @ Jul 17 2008, 12:44 AM...   Jul 17 2008, 01:57 PM
T.O.Dillinder   QUOTE (trackbird @ Jul 17 2008, 08:57 AM)...   Jul 17 2008, 02:30 PM
rpoz-29   Hey Phil, where are you locating to 2 hours south ...   Jul 16 2008, 04:45 PM
pknowles   QUOTE (rpoz-29 @ Jul 16 2008, 12:45 ...   Jul 17 2008, 01:27 PM
Todd   QUOTE (pknowles @ Jul 17 2008, 09:27 AM) ...   Jul 17 2008, 01:42 PM
nape   I wish I had an online stock trading account last ...   Jul 17 2008, 01:13 AM
Rob Hood   No cats allowed...   Jul 17 2008, 02:02 AM
rpoz-29   I have 2 ferrets. Elvis and Jerry Lee.   Jul 17 2008, 02:41 AM
sgarnett   I see the Camaro press release mentioned "exc...   Jul 17 2008, 11:14 AM
trackbird   I still have 4 cats, but the hellion is now in the...   Jul 17 2008, 02:35 PM
prockbp   I'm not worried about GM. If they can't a...   Jul 18 2008, 03:13 AM
Rob Hood   QUOTE (prockbp @ Jul 17 2008, 08:13 PM) I...   Jul 18 2008, 03:58 AM
Mean Green Z28   I'm not surprised that they are in this situat...   Jul 18 2008, 03:32 AM

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