[rpoz-29]

In October, I sold some parts for around $1300.00, and the fees were $63.94. In December, I sold a Go-Kart for $525.00. The listing fees were $8.35, and today I get an invoice for $100.00. Do they have a yearly member's fee of some sort? According to their figures, the selling fees should have been about $27.00. A hundred dollars is such a random amount, I can't figure out what it is. I've already checked, and it isn't spam. Just seems odd. Any ideas, or similiar issues?

[jensend]

I'm not personally comfortable with credit cards, having been raised in a time when few people had them. However, this economy is now largely based on them. While they do pose some liabilities (as previously mentioned), prudent use of them produces some valuable benefits. Purchase protection and warranty extensions are real advantages that cash can't provide. Likewise, the "cash back" incentive programs offered by many cards is a real source of savings over cash purchasing. Several cards offer 1-3% cash back on purchases. If you use those cards for virtually everything (gas, groceries, property taxes, large purchases, etc.) the cash returned over the course of a year is literally hundreds of dollars. Considering that you don't get a discount for cash purchases and the fact that most banking interest rates are below 3%, credit cards have some real benefits as long as you don't carry any balance. In this economic climate, any financial advantage is worthwhile- especially if it's free.