[Absolut Speed]

I know a message board is the last place to ask, but....

Most know my pit area was run over at a Solo II event and approx $1000 in damage was done. Offender refused to pay, as has insurance. Attorney I know did a favor for me and wrote a letter to the offender's insurance company asking them to do this the easy way and pay up now, or the hard way, and take the case to court. They again refused to pay. The attorney I used doesn't practice in Iowa and he referred me to someone who does for $155/hour.

I'm already out $1000, so..

Do I go alone and risk losing $1000, assuming it's a fairly simple case be it judged one way or the other?

Or do I improve my chances and hire an attorney, risk losing $1300 and at most get back $690?

When I pitted this question to the attorney that wrote the letter for me, he said it was always his advice to recommend legal counsel, especially when his insurance, who would represent him, would use an attorney.

(IMG:http://www.frrax.com/rrforum/style_emoticons/default/banghead.gif)

[35th_Anniversary...]

stated he also has been on the other side on behalf of insurance companies and usually won, which didn't make me feel good. However, he also said most of the losers were "less than well-spoken."

I would suggest taking the guy to small claims and not suing his insurance company at all. The insurance company has more "outs" to not pay under their policy, whereas the guy who caused the damage does not.