[2000Z-71]

I had posted last weekend about my truck literally being run over by a Waste Management garbage truck. It's been decalared a total, my insurance company has offered a fair settlement for it and is taking care of me.

What I can't believe is the conduct of Waste Management. From day one their lawyers came out swinging and intimidating. I won't go into details since this is currently in dispute. They have denied any responsibility and I will be out my deductible until the insurance companies settle. The lady who stopped and gave a statement and was extremely helpful on the day of the inident now can not be reached and is not returning phone calls.

What I've learned from this week, it's not about right and wrong and establishing fault, it's about who has the best attorney and files first.

[pknowles]

Sorry to hear about your truck. I hate it when insurance companies try and screw over their own customers, but you will just have to wait and see how it all pans out. Charging you the deductible is standerd practice until things get sorted out. Now if they raise your rates to then your getting screwed. Of course there is the alternitive of not having insurance and having the Waste Management lawyers rake you over the coals. At least your insurance company is fighting somewhat for you.

Bottom line is insurance companies are out to make money, that's why they are in buisness. It is low to make money off of someone's misfortune and that's why they get a bad rap. Imagine the world without insurance companies. Someone in a truck creams you then yourat a total loss and are you going to front thousands of dollars to a lawyer for a possible win? No way would I gamble with $6000 in lawyers fee's for a possible $10,000 to $12,000 pay off.