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Dave Jones
post Jan 3 2006, 08:59 PM
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Don't know if anyone else here is insured through USAA, but I was reading through my latest policy renewal, and wasn't entirely happy to see the following:

QUOTE
The following definitions are added:

Driving contest or challenge includes, but is not limited to:

1. A competition against other people, vehicles, or time; or

2. An activity that challenges the speed or handling characteristics of a vehicle, or improves or demonstrates driving skills, provided the activity occurs on a track or course that is closed from nonparticipants.


Used to be, they only excluded "participation in or practice for any speed contest", meaning that driving schools, HPDE, and other non-competitive events were still covered. I'm no lawyer, but I don't see a lot of wiggle room in #2.

I guess I'll either be investigating supplemental insurance, or just using the old '83 T/A instead of my newer cars for most track days.
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35th_Anniversary...
post Jan 4 2006, 03:55 AM
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QUOTE (Timz06 @ Jan 3 2006, 21:34)
DE insurance is pretty expensive. If you can't afford to wreck it, don't drive it in a DE. That said, I think if you are careful, the chances that you would wreck your car in a DE are low, but do exist.

Yeah, but when you're cornering in the toe of the boot and the Porche in front of you slides almost full sideways there ain't exactly much you can do. No matter how careful you are you just can't avoid certain things. In the Esses at the Glen it narrows down *alot*.

So that being said that modified chassis is looking pretty good to me, too bad I don't have any moeny.
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Posts in this topic
Dave Jones   HPDE and USAA   Jan 3 2006, 08:59 PM
CMC #37   I don't see the wiggle in there either. I am a...   Jan 3 2006, 10:57 PM
35th_Anniversary_AS_Camaro_SS   I was told by a couple of the local Porsche guys t...   Jan 3 2006, 11:09 PM
KeithO   I have seen policies available for lapping days. ...   Jan 3 2006, 11:45 PM
KeithO   http://motortrend.com/features/news/2005/1...assic...   Jan 3 2006, 11:57 PM
Timz06   DE insurance is pretty expensive. If you can...   Jan 4 2006, 03:34 AM
35th_Anniversary_AS_Camaro_SS   QUOTE (Timz06 @ Jan 3 2006, 21:34)DE insuranc...   Jan 4 2006, 03:55 AM
killer_bluebird   I did an online quote and this is what it came bac...   Jan 4 2006, 05:01 AM
felton316   QUOTE (Dave Jones @ Jan 3 2006, 15:59)QUOTE ...   Jan 4 2006, 02:28 PM
bsim   QUOTE ...provided the activity occurs on a track o...   Jan 6 2006, 12:05 AM

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