[Dave Jones]

Don't know if anyone else here is insured through USAA, but I was reading through my latest policy renewal, and wasn't entirely happy to see the following:

The following definitions are added:

Driving contest or challenge includes, but is not limited to:

1. A competition against other people, vehicles, or time; or

2. An activity that challenges the speed or handling characteristics of a vehicle, or improves or demonstrates driving skills, provided the activity occurs on a track or course that is closed from nonparticipants.

Used to be, they only excluded "participation in or practice for any speed contest", meaning that driving schools, HPDE, and other non-competitive events were still covered. I'm no lawyer, but I don't see a lot of wiggle room in #2.

I guess I'll either be investigating supplemental insurance, or just using the old '83 T/A instead of my newer cars for most track days.

[killer_bluebird]

I did an online quote and this is what it came back with $405.00 a year. I figured the car is worth 24k(about 22-23k actually I'm overestimating) with 3k in upgrades so far. So the total insured price is 27,000. I think it is not Bad consider paying a few thousands to fix the car if you wreck or $405 covering all events for a year (I guess the more events the better the value) However you will need to check the details in the policy since open track days will most likely not be covered. How many HPDE are there a year In and area let's say NE/Ohio for instance?