Insurance Settlment - F-Body Road Racing and Autocross Forums

RE:
http://www.frrax.com/rrforum/index.php?showtopic=9549

The claim was settled today. And it wasn't very pretty.

The HANS device was excluded. It was deemed a specific, non-household device, used for a single and very specific purpose and required the car for it's use. Therefore it was excluded as a "household" item. (IMG:http://www.frrax.com/rrforum/style_emoticons/default/nutkick.gif) I don't agree with that assessment at all, but the adjuster was adamant.

We debated over the driving suit and helmet as they wanted to replace my Sparco with Bubba's fire suit and prom dress. They also wanted to replace my Impact helmet with air ports with a Nitro helmet. (IMG:http://www.frrax.com/rrforum/style_emoticons/default/unsure.gif)

In the end, I got the replacement cost of a decent suit and a my helmet.

Everything else in the bags were covered without question.

So, the settlement was about $1500 short of what was claimed.

Check should be here Tuesday .... time to go shopping!

mitchntx View Member Profile	May 18 2007, 01:47 PM Post #1
Nothing says 'I love you.' like a box of Hydroshoks Group: Moderators Posts: 5,284 Joined: 23-December 03 From: Granbury, TX Member No.: 4	RE: http://www.frrax.com/rrforum/index.php?showtopic=9549 The claim was settled today. And it wasn't very pretty. The HANS device was excluded. It was deemed a specific, non-household device, used for a single and very specific purpose and required the car for it's use. Therefore it was excluded as a "household" item. (IMG:http://www.frrax.com/rrforum/style_emoticons/default/nutkick.gif) I don't agree with that assessment at all, but the adjuster was adamant. We debated over the driving suit and helmet as they wanted to replace my Sparco with Bubba's fire suit and prom dress. They also wanted to replace my Impact helmet with air ports with a Nitro helmet. (IMG:http://www.frrax.com/rrforum/style_emoticons/default/unsure.gif) In the end, I got the replacement cost of a decent suit and a my helmet. Everything else in the bags were covered without question. So, the settlement was about $1500 short of what was claimed. Check should be here Tuesday .... time to go shopping!

trackbird View Member Profile	May 18 2007, 01:52 PM Post #2
FRRAX Owner/Admin Group: Admin Posts: 15,432 Joined: 13-February 04 From: Ohio Member No.: 196	That rather sucks that they tried to shaft you on some and did shaft you on the rest. I'd call him up and tell him that Hans devices are a fashion statement and that everyone is wearing them to the mall these days. Now pay up. (IMG:http://www.frrax.com/rrforum/style_emoticons/default/brick.gif)