 Thumbing my nose at the insurance comapny |
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 Jan 4 2009, 07:26 PM
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Nothing says 'I love you.' like a box of Hydroshoks  Group: Moderators Posts: 5,284 Joined: 23-December 03 From: Granbury, TX Member No.: 4  |
The wife has a breathing problem where as she sleeps her esophagus relaxes too much and collapses when she exhales. It doesn't close completely, but it slows her breathing to a point where her blood/Ox level was down to around 80!
The short term fix is an Oxygen concentrator so that what air she does get is more pure. Insurance company would pay 80% of a rental after our $1000 deductible was met. After the deductible, our 20% liability was almost $30. They wouldn't cover the cost of a purchase. WTF! So, I found several sources of these units, both new and used. Purchase price is anywhere from $250 (used with a 1 year warranty) to new at $850. I bought a 6 month old unit for $300 with 3.5 years of the manufacturer's warranty still in place. I argued with supervisors and managers about them covering the cost of purchase and even submitted an appeal which was denied. They said that they don't cover purchase of major equipment, only rental. I don't understand the thought process. |
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Jan 8 2009, 11:16 PM
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Member Group: Advanced Members Posts: 244 Joined: 27-January 04 Member No.: 158 |
Maybe Law Motorsports could go into the oxygen machine rental business......
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Jan 8 2009, 11:46 PM
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#3
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Nothing says 'I love you.' like a box of Hydroshoks Group: Moderators Posts: 5,284 Joined: 23-December 03 From: Granbury, TX Member No.: 4 |
QUOTE (souseless @ Jan 8 2009, 05:16 PM)  Maybe Law Motorsports could go into the oxygen machine rental business...... LOL ... don't think I didn't consider it. But a couple things got in the way ... a conscience and a soul. (IMG:http://www.frrax.com/rrforum/style_emoticons/default/dry.gif) |
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Jan 8 2009, 11:48 PM
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#4
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Experienced Member Group: Advanced Members Posts: 1,766 Joined: 10-April 04 From: New Orleans, LA Member No.: 303 |
QUOTE (mitchntx @ Jan 8 2009, 05:46 PM) QUOTE (souseless @ Jan 8 2009, 05:16 PM) Maybe Law Motorsports could go into the oxygen machine rental business...... LOL ... don't think I didn't consider it. But a couple things got in the way ... a conscience and a soul. (IMG:http://www.frrax.com/rrforum/style_emoticons/default/dry.gif) Yup - gotta check those at the door if you want to work for insurance! |
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Posts in this topic
mitchntx Thumbing my nose at the insurance comapny Jan 4 2009, 07:26 PM
BigEnos My wife is an insulin-dependent diabetic so dealin... Jan 4 2009, 08:25 PM
cccbock QUOTE (BigEnos @ Jan 4 2009, 03:25 PM) My... Jan 4 2009, 11:47 PM marka Howdy,
QUOTE (mitchntx @ Jan 4 2009, 02... Jan 5 2009, 12:44 AM mitchntx QUOTE (marka @ Jan 4 2009, 06:44 PM) #2, ... Jan 5 2009, 01:13 AM GM01SS Not much help here...but in New York.........The w... Jan 5 2009, 01:47 PM 00 Trans Ram That sounds just stupid, Mitch.
I know that insur... Jan 5 2009, 02:57 PM mitchntx Let's see, 150/month x 13 months equals ... Jan 5 2009, 03:57 PM marka Howdy,
QUOTE (mitchntx @ Jan 5 2009, 10... Jan 5 2009, 06:42 PM CrashTestDummy AND limiting their liability exposure. The rental... Jan 5 2009, 07:01 PM mitchntx I see the points made. I guess if I were a crook .... Jan 5 2009, 07:11 PM BigEnos It's all fun and games with the insurance comp... Jan 5 2009, 07:58 PM 98_1LE Mitch, my dad has been using a breathing machine t... Jan 5 2009, 09:16 PM 00 Trans Ram The story may be on here, or if not then I'm s... Jan 5 2009, 09:56 PM |
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