[rpoz-29]

After my spark plug issue, I started think a little more about my car. As I've said before, it's a very low optioned 2002, with around 7,300 miles, that I bought new in October of 2001. The car has been garaged all it's life, but still, it's almost 10 years old. I'm taking care of the fluids, but what about the tires? Should I consider replacing them? The tires are Z rated Goodyears, they look good and don't seem to have any cracks or leaks. I realize I'm not doing the car any favors by letting it sit, and I plan to drive it a good bit more in the future. Thanks for any thoughts you guys may have.

[roy]

Over here the inspectors take tire age very serious. If your tires are six years or older from the build date then your car will not pass inspection. If your in a tire related accident because of aged tires , your insurance doesnt have to pay for damage to your vehicle.

[Sidney]

your insurance doesnt have to pay for damage to your vehicle.

I'm calling B.S. on that one. There is absolutely zero insurance policies that have an exclusion that they won't pay a claim if the insured's tires are old! I still recommend everyone read their policy and know the coverages and exclusions. Most Insurance companys have added exclusions for Track Days recently for any damage or liability if it happens at or on a racetrack regardless if the event is "timed". The word "Timed" used to be a way for track day/HPDE drivers to get coverage for an accident on track.

Sidney Franklin
(Former Personal Lines Insurance Underwriter)
Bloomington, IL
(Home of a couple really big Insurers!)

[roy]

your insurance doesnt have to pay for damage to your vehicle.

I'm calling B.S. on that one. There is absolutely zero insurance policies that have an exclusion that they won't pay a claim if the insured's tires are old! I still recommend everyone read their policy and know the coverages and exclusions. Most Insurance companys have added exclusions for Track Days recently for any damage or liability if it happens at or on a racetrack regardless if the event is "timed". The word "Timed" used to be a way for track day/HPDE drivers to get coverage for an accident on track.

Sidney Franklin
(Former Personal Lines Insurance Underwriter)
Bloomington, IL
(Home of a couple really big Insurers!)

Sidney,
Our laws on tires are different in Germany then in the US. Its also the same with insurance policies. Get in an accident that is tire age related, the insuarance company doesnt have to pay for your vehicle damage or medical bills.

This post has been edited by roy: Jan 5 2011, 01:53 PM

[Sidney]

your insurance doesnt have to pay for damage to your vehicle.

I'm calling B.S. on that one. There is absolutely zero insurance policies that have an exclusion that they won't pay a claim if the insured's tires are old! I still recommend everyone read their policy and know the coverages and exclusions. Most Insurance companys have added exclusions for Track Days recently for any damage or liability if it happens at or on a racetrack regardless if the event is "timed". The word "Timed" used to be a way for track day/HPDE drivers to get coverage for an accident on track.

Sidney Franklin
(Former Personal Lines Insurance Underwriter)
Bloomington, IL
(Home of a couple really big Insurers!)

Sidney,
Our laws on tires are different in Germany then in the US. Its also the same with insurance policies. Get in an accident that is tire age related, the insuarance company doesnt have to pay for your vehicle damage or medical bills.

Germany...and most of the rest of the world is not as sue happy as here in the great U.S. of A.! We are not responsible for our own actions. We must...it's our right...to sue someone else because we are idiots. We make U.S. citizens millionaires because we're too stupid to keep the top on our coffee cups! In the U.S. if you have a blow out on your Rat Rod from a tire that was made in the 30's and you destroy your car and somebody else car...and run over a baby stroller...our insurance companies will pay. You can be drunk, high, speeding, and just plain stupid and they still have to pay.

Sidney