[CrashTestDummy]

So, my wife's had a paypal account for several years, now. She's used it to buy stuff online and even let me use it to buy car parts from people with paypal accounts. It IS convenient. She pays the bill through a credit card she set up to pay for it through. Always paid the bill, no problems there.

Now, after many years of use, we've reached a 'spending limit' of $10,000, and can make no more purchases unless we 'get verified' by:

1. providing paypal with bank account information so they can deposit money in it and she sends it back, or
2. getting a paypal credit card.

WTF?!?!

Item no. 1 sounds like every ebay money order scam we've all read about, and we don't need another freaking credit card. Why the hell does she _now_ need to be verified after using their services trouble-free all these years? We WON'T be providing them with any bank account information, and DON'T need another credit card.

Are there any solutions, or do I go back to sending the seller a check and waiting for it to clear like I used to? This sux, IMHO!

[CrashTestDummy]

What I don't understand is why we can spend $10K, $10-$20 at a time, over the course of years, and then we have to be 'verified'?!? Just about any sane person would think that if I'm making unchallenged transactions over the course of several years, and paying the bill when it comes due (sometimes before), that would be 'verification' enough. Something's not adding up.

It would seem that by me giving my account information would then waive me of any recourse should something really bad happens with the account at paypal. I'd be getting the 'Vendor Salute'; paypal says 'it's on your account, take it up with the bank', then the bank would say 'but you gave them your account info, you should never do that, and we're not responsible for what happens after you do.' Seems like a great opportunity to be stuck in the middle holding an empty bag.

[Al weyman]

Why are you worried about giving your account details out, I do on every invoice I send out so so people can pay electronically into my account should they so desire. I have no problem doing this because it only means they can pay money in as with paypal they cannot take money out and it will only be taken out when you have confirmed it with PayPal. I seriously wouldnt worry about it.