[Ojustracing]

Well just as the title says, What does everybody do for insurance when they are on the track. AX car may not have a problem but RR cars can have a big problem. I understand the risks and all that jazz, but disaster can happen at any time. then what do you do? Do they have an optional policy from a differnet carrier that would cover something like that or are you Shit out of luck. (IMG:http://www.frrax.com/rrforum/style_emoticons/default/sad.gif) Later John

[Pat Newton]

Some insurance companies will cover a hpde event as a driving school. I would tow the car to a store and say it happened there. A guy backed into my car right after I bought it. His insurance took care of it over the phone, and I dropped the car off at a body shop. For all they know I could of crashed at the Daytona 500.

Good advice, insurance fraud. (IMG:http://www.frrax.com/rrforum/style_emoticons/default/rolleyes.gif) (IMG:http://www.frrax.com/rrforum/style_emoticons/default/blink.gif)

DO NOT follow this advice. When you're Bubba's bitch in prison, you'll wish you'd paid the couple grand to fix the damage yourself.

Insurance companies are getting smarter, and some are specifically exempting DEs and track days in their policies. If you can't afford to ball it up and walk away, don't take it to the track. Period.