[Ojustracing]

Well just as the title says, What does everybody do for insurance when they are on the track. AX car may not have a problem but RR cars can have a big problem. I understand the risks and all that jazz, but disaster can happen at any time. then what do you do? Do they have an optional policy from a differnet carrier that would cover something like that or are you Shit out of luck. (IMG:http://www.frrax.com/rrforum/style_emoticons/default/sad.gif) Later John

[Dewey316]

Say you pay $1200.00 a year for 20 years and you get creamed in a intersection. Now you either get cancelled or your policy goes up so much you cant pay it anymore. Meanwhile you have already paid out 10 times the amount the insurance will have to pay.

i am not in anyway related to the insurance industry....

but you also have to look at the other side of the coin.

someone has a policy for 4 months, and HITS someone, puts them in the hospital, ect, the insurance company has to pay out sometimes hundreds of thousands of dollars. and they have gotten what? $600 from the customer, who can change companies at the end of his policy. as much as i think insurance in this country is a big sham. there are places where the insurance companies can lose big money. so the have to make it up else where. the sad part of the whole thing, is that the people who have to pay for this, are the GOOD drivers. the bad ones (who alot of the time should not even be allowed to drive) are the ones who get the benifits.